![]() 4% on online food and mobility aggregators including Swiggy, Zomato and Ola.įour complimentary domestic airport lounge visits at select domestic airports in a year. ![]() 5% cashback on bill payments like, electricity, gas, DTH, mobile recharges etc.Welcome Benefit : INR 500 cash back on spending INR 10,000 in the first 90 days. Waiver in Annual Fee: No annual fee waived on an annual spend of more than INR 2 lakh. Waiver on Joining Fee: No annual fee if you spend INR 10,000 within 45 days of card issuance. Transactions of more than 2500 can be converted to EMIs.Īge between 18 to 70 and proof of income and address. Karnataka Bangalore TFS Domestic and International, Maharashtra Mumbai MALS Domestic.ġ% waiver on all petrol pumps in India between INR 400 and INR 4,000, to the maximum of INR 500 only.Ģ0% discount on food from partner restaurants.Delhi Plaza Premium Domestic T1D, T2, T3.1.5% cash back on all other categories.įour airport lounge visits in one calendar year in India.4% cashback on preferred merchants including PVR, Swiggy, Uber, cure.fit.5% cash back on Flipkart 2GUD (Flipkart’s local feature that brings popular offline retailers and shopping malls online for its customers in India) and Myntra.15% cashback up to INR 500 on your first transaction on Myntra using Flipkart Axis Bank credit card.20% off up to INR 500 on Plum Goodness.Get 15 months Gaana plus at a discounted price of INR 399.INR 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank Credit Card.In light of this growing interest, Forbes Advisor India studied the various offerings available in India and here’s a list of the top 10 best credit cards based on our research.Īnnual Fee: 500 + taxes ( No annual fee on spending INR 200,000 in a year) ![]() Some examples include: Discounts on flight and hotel bookings, cash back on online shopping, reward points for your fuel purchases.Ī report by the Reserve Bank of India and PwC reveals the credit card industry in India has witnessed a compound annual growth rate (CAGR) of 20% in the last five years with May 2022 clocking the highest-ever overall credit card spend of INR 1.13 lakh crore.įactors fuelling the credit card industry’s growth including hyper-personalization of credit cards, interesting rewards and loyalty programmes, increased use of technology, evolution of credit card business models and the interest of the Gen-Z amid growing number of new fintech players offering credit cards, the industry are set to play a role in further strengthening of the credit cards market in India. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.Ĭhoosing the right credit credit card is paramount at a point in history where inflation is eating into your finances and spending smart is the only way to protect yourself from burning a bigger hole in your pocket.įrom spending on travel to buying everyday items, the use of a credit card could help you to not only save more but spend better. The payment we receive from advertisers does not influence the recommendations or guidance our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. These “affiliate links” may generate income for our site when you click on them. Second, we also include links to advertisers’ offers in some of our articles. This site does not include all companies or products available within the market. The payments we receive for those placements affects how and where advertisers’ offers appear on the site. This comes from two main sources.įirst, we provide paid placements to advertisers to present their offers. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective.
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